Pearson & Company Insurance, Inc 601-482-6699
Get a Quote
Interested In
Zip Code
Get A Quote Quick Links Auto Insurance Home Insurance Church Insurance Business Insurance

What is Bodily Injury Liability Coverage?
When you are found legally responsible for a car accident, bodily injury liability coverage is the part of your insurance policy that pays for the costs associated with injuries to the other person or people involved. This coverage also provides a legal defense in the event that you are sued for damages.

What Does Bodily Injury Liability Cover?

  • Medical expenses
  • Legal fees
  • Loss of income
  • Pain and suffering
  • Funeral costs


How is Bodily Injury Liability Structured?
Bodily injury liability limits are typically displayed as two dollar amounts next to each other, for example: $50,000/$100,000.

  • The first dollar amount ($50,000) represents the coverage limit for damages if only one person is injured in an accident. In this example, you would be covered for damages up to this amount. However, if the damages to this person exceeded $50,000, you would be responsible for covering what remains.
  • The second dollar amount ($100,000) represents the coverage limit for the total amount of damages if more than one person is injured. If the damages exceed this amount, you would be responsible for covering what remains.


The Benefits of Additional Bodily Injury Liability Coverage
Most states require a minimum amount of bodily injury liability insurance, but this may not be enough to cover the total amount of damages you may be responsible for paying. Purchasing a higher limit of bodily injury liability insurance will further protect your assets and future earnings against the risk of a large financial loss.

Pearson & Company Insurance
can show you the level of bodily injury liability coverage that's just right for your unique situation when you start a free quote.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive

View Mobile Version
Get A Quote
Manage My Policy
Submit A Claim Pay Your BIll Customer Service
  Our Site Links

Home Page
Who We Are
Our Carriers
Map & Direction
Contact Us
Type of Insurance

Auto Insurance
Home Insurance
Church Insurance
Business Insurance
Motorcycle Insurance
Boat Insurance
Recreational Vehicle Insurance
Contact Info

Pearson & Company Insurance, Inc.
2210 13th Street
Meridian, MS 39301

Phone: 601-482-6699
Fax: 601-482-1526
FacebookTwitterLinkedInGoogle+RSS FeedYouTube

            Get Quotes from the Best Companies
American Modern
Condon Skelly