Rental Property Insurance
Rental Property Insurance Information
What is rental property insurance?
Rental Property Insurance is for landlords who rent properties to tenants. Landlord insurance provides coverage for property owners renting out one or more residential homes, apartments, or condos. As a landlord, you need protection from financial loss that may result from damages to a rental property due to fire, break-in, severe weather and more.
We've got you covered!
Choices- as a landlord you can choose a package that fits your rental property or create your own customized policy. You choose what fits with your needs.
Actual Cash Value- in the event of a covered loss, this covers the cost to replace or repair your damaged property, with deduction for depreciation, which reflects the age and condition of your home.
Optional Replacement Cost- purchasing this coverage ensures a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without an deduction for depreciation.
Liability Coverage- this provides coverage fi you're found legally responsible for an accident that causes injury or property damage to someone who doesn't live in your home. It covers costs like medical bills, lost wages, and property damage.
We also offer choices for:
- Loss of Rents
- Personal Injury
- Business Property and Liability
- Repair Cost
- Water Damage from Sewers and Drains
- High Liability Limits
Our agents are ready to assist you. We search our network of insurance providers on your behalf to find the best combination of policy and price. Contact us for a quote on your rental property located in Mississippi or Alabama.